Behind on Your Taxes? You Can Still Make It Right.
Late and back tax return filing for individuals and businesses across Florida and the US.
One missed year quietly becomes three. Life happens — a move, a loss, a business that got busy. The good news: unfiled returns are fixable, and filing them voluntarily, before the IRS acts, is the strongest position you can be in. A senior EA prepares every year with the real numbers — which is almost always a smaller balance than the one you’re dreading.
Based in Fort Lauderdale. Filing back taxes for individuals and businesses nationwide.
- EA-prepared back returns
- 20+ years catching filers up
- 500+ five-star reviews
- 98% client retention
Unfiled Returns Don’t Get Smaller — They Get Louder.
An unfiled return doesn’t disappear. Penalties and interest accrue from the original due date, and eventually the IRS files a substitute return for you — with zero deductions, zero credits, and the highest possible balance. Almost every late-filing case we see ends with the client owing less than they feared, because the real return beats the IRS’s version. The hard part was never the tax. It was opening the conversation.
You are not the first person to fall behind, and this is more routine than you think. The only move that makes it worse is waiting another year. How long has it been since your last filed return?
Book a Free Catch-Up ReviewA single missed year is the easiest possible fix. File it now, before it compounds, and before a notice arrives turning a quiet problem into a deadline.
Multi-year back filing is routine here. We work oldest-to-newest so carryovers, basis, and prior balances flow correctly — and you end up fully compliant in one engagement.
1099 income, no withholding, and no return filed is the most common back-tax case we handle. We reconstruct the years, claim the business deductions the IRS never would, and right-size the balance.
You don’t need a shoebox of perfect paperwork. We pull IRS wage-and-income transcripts and reconstruct the missing years from the data the IRS already has.
Refunds are only claimable for three years from the original due date. If you’re owed money on an old return, filing now may be the last chance to collect it — wait and it’s gone for good.
A notice means the clock is running, but it’s not too late to file the real return. We respond, file the missing years, and — where it applies — handle penalty abatement and a payment plan.
Built in South Florida, by real tax pros.
SMAART Company was founded by Ray Dominguez, an IRS Enrolled Agent, to give people a tax partner who meets them where they are — including those who’ve fallen behind and just need a clear way back.
We started filing returns for business owners and grew into a full-service practice: back-tax catch-up, personal and corporate tax, IRS defense, bookkeeping, and fractional CFO work.
Today, SMAART maintains a 98% client retention rate. Every back-tax return is prepared and reviewed by a senior EA — and we’ve done this enough times that there is no version of ‘behind’ we haven’t seen before.
A few faces from the team.
Credentialed preparers and IRS Enrolled Agents who handle back-year returns every week. No lectures, no judgment — just the returns prepared correctly and the path to compliant laid out plainly.
- Credentials
- EA · USTCP · RIA
- Languages (6)
- EN · ES · FR · HT · PT · IT
- Combined experience
- 20+ years
- Home office
- Fort Lauderdale, FL
Every deduction we miss is money you paid for no reason. My job is to keep that number at zero.
When the IRS is in your inbox, you don’t need optimism. You need someone who’s done this a thousand times and knows the next move.
A clean return starts weeks before the deadline. If we’re scrambling in April, we already lost.
Plus specialists for self-employment reconstruction, multi-year filing, and penalty abatement, across our Fort Lauderdale office.
Florida-based. Nationwide filers.
Moved states during the years you missed? That’s common, and it’s fine. We file federal and every state return you touched, reconstruct the gaps from IRS transcripts, and handle the whole catch-up from one portal, one team.
Real Catch-Ups for Real Filers.
Representative outcomes from our back-tax work. The common thread: the balance clients walked in fearing was bigger than the balance they walked out with.
“I hadn’t filed in five years and was terrified of the number. SMAART pulled my transcripts, claimed the business expenses I never tracked, and the real balance was a fraction of what I’d imagined.”
“My bank wouldn’t touch my loan application without filed returns. SMAART caught up three years in under a month, and the financing went through the week after.”
“I assumed an old refund was long gone. SMAART filed the return with weeks to spare on the deadline, and a check I’d written off actually showed up.”
“We’d quietly fallen three years behind in retirement. SMAART filed everything, requested first-time penalty abatement, and we ended up owing the tax but none of the penalties.”
Trusted by Filers Getting a Fresh Start Across the US.
500+ five-star Google reviews. Real filers, real catch-ups, real preparers who never make you feel small for asking.
“Ray and his staff are worth every penny I spent. Thank you Ray for saving me so much money on my taxes.”
“Lisa’s professional and efficient approach has been invaluable in helping us clarify doubts, find solutions, and make strategic decisions. Her dedication and expertise make a real difference.”
“Lisa is very knowledgeable, easy to work with, and tries her best to find ways to save you money when possible.”
“Especially Lisa and Katie. I’ve known them for so many years. They are very professional and knowledgeable. They know what they’re doing, and I’m very happy to be their client.”
However Far Behind You Are, There Is a Way Back.
From a single late return to a decade of unfiled years with missing records — one team, one preparer, one plan to get you fully compliant.
Or call (305) 819-3675 to talk with our team today.
Single Late Return
Missed one year? We prepare and file it correctly now — claiming every deduction and credit — before it compounds or triggers a notice.
- Current-year-overdue 1040 or business return
- Full deductions and credits applied
- Filed before a notice turns it into a deadline
Multi-Year Back Filing
Several years unfiled, prepared oldest-to-newest so carryovers, basis, and prior balances flow correctly — and you finish fully compliant.
- Multiple consecutive years filed together
- Carryforwards and basis reconciled across years
- Federal plus every state you lived or worked in
Missing-Records Reconstruction
No paperwork? No problem. We pull IRS wage-and-income transcripts and rebuild each year from the data the IRS already holds.
- IRS transcript retrieval (wage & income)
- Income and expense reconstruction
- Substitute-return (SFR) corrections
Get-Compliant + Notice Handling
Filing is step one. We also handle penalty abatement, set up an affordable payment plan, and respond to any notice already in motion.
- First-time and reasonable-cause penalty abatement
- IRS installment agreements
- Response to existing IRS or state notices
Falling Behind Is Common. Catching Up Is Routine.
Our back-tax clients range from W-2 employees who missed a stressful year to business owners who never quite caught up. The common thread: they want it handled, quietly and correctly.
Not sure how many years you owe? Book a free catch-up review and we’ll map it out.
Book a Free Catch-Up ReviewIndividuals one year behind who want it filed before it grows.
Filers with several or many consecutive unfiled years.
Self-employed and 1099 earners who never filed business returns.
People who lost or never kept their old tax records.
Filers who may be owed an old refund still inside the 3-year window.
Business owners who need filed returns for a loan or sale.
Taxpayers who moved states during the years they missed.
Anyone who got an IRS notice about a return they never filed.
Why Filers Catch Up With SMAART Company.
Getting caught up is as much about how you’re treated as it is about the math. Here’s why people bring their back taxes to us instead of avoiding them another year.
Most clients who come to us behind stay on as regular filers — once you’re caught up, staying caught up is the easy part.
No judgment. Ever.
We’ve filed back taxes for thousands of people. Falling behind doesn’t make you irresponsible — it makes you human. You’ll get help, not a lecture.
An EA prepares every back year.
Back returns have their own rules — transcript data, SFR corrections, deadline-sensitive refunds. IRS Enrolled Agents who do this weekly handle yours.
We find the smaller, correct number.
The IRS substitute return gives you zero deductions. The real return — prepared properly — almost always lowers the balance, sometimes dramatically.
We can rebuild missing years.
No records is not a dead end. IRS wage-and-income transcripts plus reconstruction get each year filed accurately, even years later.
Flat-rate pricing, scoped up front.
Back returns are priced per year, scoped before we start, and quoted in writing. No hourly meter, no surprise totals after the work is done.
We close it out completely.
Filing, penalty abatement, a payment plan if you need one, and a notice response if one’s already out — all handled by one team so the matter actually ends.
A Calm Path From Behind to Compliant.
From the first call to the last return transmitted, a clear process with no lectures and no surprises.
Most back-tax catch-ups are filed within 2–4 weeks.
Start with a free catch-up reviewFree catch-up review.
Tell us roughly how far behind you are. A senior EA pulls your IRS transcripts, confirms exactly which years are missing, and tells you the realistic picture — balance, refunds, penalties.
Flat-rate engagement.
We scope the years and quote a flat per-year fee in writing. You upload whatever records you have; we retrieve the rest from the IRS.
Prepare, file, resolve.
We prepare every year, a senior EA reviews, and we file. If there’s a balance we set a payment plan; if penalties apply we pursue abatement. You finish fully compliant.
Back-Tax Questions, Answered Honestly.
Common questions people ask on a catch-up call. Want an answer specific to your situation? Book a free review.
Or call (305) 819-3675 to talk with our team today.
The Hardest Part Is Starting. Let’s Start.
30 minutes with a senior EA. Tell us how far behind you are; we’ll pull your transcripts, tell you which years are missing, and give you an honest picture. No judgment, no pressure.
- A senior Enrolled Agent, not a salesperson
- A transcript-based list of the years you owe
- A written, flat-rate proposal — if we're a fit
- Zero judgment, start to finish
Tell us where you stand.
Drop your details and a senior accountant will reply within one business day. You'll get specific answers on your situation, not a pitch. No spam, no hard sell.